Customised Earning capacity assessments

A fully integrated assessment of the capacity to earn

Description

ECA produces a range of integrated earning capacity assessment reports that are customised to meet specific reporting requirements.

Our earning capacity assessment reports are used by insurance and legal clients in the fields of:

  • Workers compensation,
  • Work injury damages,
  • CTP/Motor accident claims,
  • Civil liability,
  • General liability,
  • Public liability

For Income protection, total and permanent disability and life insurance see our range of employability assessments

Why is assessing earning capacity important?

When a person claims that they have suffered a personal injury - physical and/or psychological - a major issue in resolving that claim is assessing the loss, if any, to their future capacity to earn income as a result of the injury.

This is often a difficult issue because while it may be reasonably clear that the person is unable to perform their pre-injury job, it is rarely clear what alternative forms of work they may still be able to perform and earn income from performing.

Resolving that issue may involve assessing physical and/or psychological capacity for work, education, training and experience and where the person lives.

Each of those issues involves distinct areas of expertise and the experts need to work closely to produce a final assessment of capacity to earn.

Many of our clients find that an ECA fully integrated earning capacity report is the most effective way of responding, with substantive expert evidence, to claims arising from a loss of future earning capacity.

An integrated assessment of earning capacity means that a claim for a “buffer” for future economic loss can be met with a detailed expert assessment of what the reduction in earning capacity, if any, as a result of injury will be.

What does an integrated assessment of earning capacity include?

Depending on requirements the issues addressed by the integrated earning capacity assessment report may include:

  • Assessment of physical capacity for work by an Occupational Physician
  • Assessment of psychological capacity for work a Registered Psychologist
  • Assessment of education, training and experience and transferable skills
  • Selection of work options that are suitable having regard to capacity for work and other vocationally relevant factors
  • Investigation of relevant labour markets for the identified suitable work options

The assessments of physical and psychological capacity include

  • Medical history and treatment received
  • Injuries reported
  • Current symptoms
  • Physical requirements of pre-injury work or duties
  • Current capacity reported
  • Review of radiology and other investigations supplied for the assessment
  • Physical and functional examination
  • Assessment of restrictions to be observed when working or performing routine activities
  • Ability to work full time or part time hours
  • Ability to travel
  • Ability to perform pre-injury work or routine activities

Below is a list of all of the ECA integrated earning capacity assessment services arranged by areas of insurance and legal practice.

If you unsure whether the listed assessment services that matches your requirements please call as our technical team are experienced in working with our expert consultants to produce reports structured to meet your precise requirements.

What do the integrated earning capacity assessments involve?

Depending on the injuries to be assessed the assessments may involve:

  • A physical examination by one of our Occupational physicians.
  • A psychological examination by one of our Registered Psychologists
  • An interview by one of our vocational consultant to assess vocationally relevant factors

In most cases all of the assessments can be scheduled to take place on the same day at the same location.

If possible you should provide us with the medical/treatment file for the subject of the assessment.

How to order

Ordering an ECA integrated earning capacity assessment is very easy.

You can call us on 1300 72 34 71

Or

Just press the “Book Report” button and complete our simple on-line booking form.

A member of our team will then call you to discuss your requirements and to make an assessment booking.

If you have any questions do not hesitate to call and ask to speak to a member of our team.

Sample Reports

For some of our products we have de-identified sample reports available for review. Please contact our office if you are interested in seeing a de-identified sample report.

Assessments reports for Earning capacity assessments

Below are full details of each of the customised Earning capacity assessments services that are produced by ECA’s team of expert consultants for different areas of insurance

NSW CTP/ Motor Accidents claims

An integrated multi-disciplinary assessment that produces an estimate of earning capacity taking into account physical capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


An integrated multi-disciplinary assessment that produces an estimate of earning capacity taking into account psychological capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


An integrated multi-disciplinary assessment that produces an estimate of earning capacity taking into account physical and psychological capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


NSW Civil Liability Act

Earning Capacity - Physical Injuries

Product Code: CIVIL001

An integrated multi-disciplinary assessment that produces an estimate of earning capacity taking into account physical capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


An integrated multi-disciplinary assessment that produces an estimate of earning capacity taking into account psychological capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


An integrated multi-disciplinary assessment that produces an estimate of earning capacity taking into account physical and psychological capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


An assessment conducted in person, on the papers (Desktop) or by telephone/video link, that identifies suitable work options having regard to vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


NSW Work Injury Damages

An integrated multi-disciplinary assessment that produces an estimate of earning capacity taking into account physical capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


An integrated multi-disciplinary assessment that produces an estimate of earning capacity taking into account psychological capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


NSW Workers Compensation Services

An integrated multi-disciplinary assessment that produces an estimate of earnings in suitable work taking into account physical capacity for work and other vocationally relevant factors including education, training and experience and the requirements of s32 of the WCA..


An integrated multi-disciplinary assessment that produces an estimate of earnings in suitable work taking into account psychological capacity for work and other vocationally relevant factors including education, training and experience and the requirements of s32 of the WCA.


Integrated multi-disciplinary assessment that are designed to meet the requirements of s40 of the Workers Compensation Act as it then was. The assessments produce an estimate of earnings in suitable work taking into account physical and/or psychological capacity for work and other vocationally relevant factors including education, training and experience and the reasonably accessible labour market.


Total and Permanent Disability Life Insurance Services

Contact us at eca@ecapacity.com.au or give us a call 1300 72 34 71

ECA is able to provide you with accurate and reliable assessments in a wide range of areas.

ECA logo

Since 2003 ECA has been dedicated to providing our clients with the highest quality assessment services across a range of areas of insurance and legal practice.

Let us help you make timely and accurate decisions.

Contact Details

P.O. Box 358
St Leonards 1590
Phone: 1300 72 34 71
Fax: 1300 72 66 33
Email: eca@ecapacity.com.au